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This website is owned and operated by Arjav Investment Advisors LLP (“Arjav”, “we”, “us” or “our”). The term “User” shall mean any person who is browsing the Website. These Terms of Use govern the User’s access to and use of the Website. The User agrees to be legally bound by the Terms of Use by accessing or using the Website. In case the User does not agree with the Terms of Use for any reason, please do not use the Website.